About hurstlending

Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner. He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them. Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace. Education: Mr. Hurst holds a BBA in Finance from Texas A&M University.

TexAgs Q&A: Refinancing

In September - October 2015, we asked users of several forums on TexAgs.com to submit their mortgage-related questions. The questions were great, so we thought we'd share a summarized list of the questions (and their answers) on our website.  We've grouped them into three major categories: Home Buying and General Mortgage Topics Refinancing Questions [...]

By |2017-11-02T19:22:23+00:00November 2nd, 2017|Refinance|0 Comments

4 Ways to Make Refinancing Work for YOU!

Let’s start at the beginning, by quickly explaining refinancing: this is when you take a step back, assess the loan you currently have for your home, and take out a new one. The new loan pays off the old one and you start fresh, with different terms. On the surface that may seem like [...]

By |2018-02-06T20:06:08+00:00November 2nd, 2017|Refinance|0 Comments

Build On Your Land – With Low Money Down

FHA and VA loans are very popular options for home buyers who want to buy a home with a low down payment.  FHA loans require only a 3.5% down payment, while VA loans require no down payment at all. However, these loans are rarely used for new construction. This is because most lenders require a borrower to [...]

Low Down Payment – Jumbo Mortgage

The jumbo property market in Colorado is in much better shape than most markets around the country. However, sales are still slow in the upper end for a few reasons. But, one of the least discussed is the large down payment and reserve requirements for jumbo mortgages. The down payments required are generally 20%-25% of [...]

By |2015-04-16T22:39:20+00:00July 27th, 2010|Front Page|0 Comments

No Equity? – Still want to Refinance

Homeowners with little or no equity in their homes still have time to take advantage of the Government’s Home Affordable Refinance Program. The HARP program is designed for borrowers with underwater mortgages but who are otherwise qualified and responsible borrowers.  This program allows borrowers to refinance their primary residences up to 105% loan to value [...]

By |2017-11-02T19:04:44+00:00June 16th, 2010|Refinance|0 Comments

Want to Buy a Home at a 50% discount?

The Good Neighbor Next Door Sales (GNND) program is a federal revitalization initiative through HUD that provides homeownership at a substantial discount to qualified buyers.  Under this Colorado  Home Loan program, HUD offers a 50% discount on the list price of a qualified home as long as the buyer commits to live in the property [...]

By |2017-10-30T18:48:42+00:00May 30th, 2010|Front Page|0 Comments